Employee Cooperative Society Management

Automate salary-linked loan processing with smart workflows, predictive insights, and real-time dashboards.

Smart Workflow : Demand to Disbursement

Demand List Generation
  • Auto EMI calculations
  • AI checks for anomalies
  • Export to Excel/PDF
  • Predictive demand estimates
Final List Reconciliation
  • Auto-import from payroll
  • Mismatch highlighting
  • AI-powered adjustments
  • Carry-forward logic
Transaction & Ledger Update
  • Ledger auto-updates
  • Audit-ready reports
  • Forecast delinquencies
  • AI alerts & tracking

Built-In Reports

📝 Demand List Report

Auto EMI, principal, interest breakdown + AI checks.

📥 Final List Reconciliation

Compare with demand, flag errors, suggest resolutions.

💰 Transaction & Recovery

Monthly recovery, manual vs. payroll payment tracking.

📉 Delinquency Report

AI-predicted risk levels, defaulter alerts, soft notices.

📈 Loan Portfolio Analysis

Trends, filters by employer, loan type, branch.

🧾 Audit & Compliance

Member-wise ledger history, exportable statements.

🎨 Customizable Reports + Live Dashboard

Design Your Own Reports


Filters, date ranges, columns, logos, scheduled emails

Real-Time KPIs: Demand vs Recovery, Pending %, Risk Trends

AI Explain Mode: One-click summaries for board presentation