MIS Reporting That Powers Smarter Cooperative Societies
Stay Compliant - Stay Informed - Stay Ahead
Deliver real-time financial and operational insights to your board, regulators,
and banks – with a single, powerful MIS engine tailored for cooperative societies.
Why MIS Reporting Matters?
MIS (Management Information System) Reports are the backbone of governance, compliance, and growth. Whether reporting to the Registrar of Cooperative Societies, preparing for a RBI-mandated audit, or tracking your society's daily performance - our software automates it all, error-free and audit-ready.
What Are MIS Reports for Cooperative Societies?
MIS Reports help cooperative management, board members, and auditors track:
Our platform delivers real-time, automated MIS reports to simplify audits, improve internal governance, and meet submission standards of cooperative authorities and financial institutions.
Key MIS Reports Provided
Banking & RBI-Aligned Reports
- CRAR (Capital to Risk-weighted Assets Ratio) Report
- CD Ratio (Credit to Deposit)
- NPA Status and Provisioning Summary
- Recovery Performance Report
- Society Performance Index (Customizable by State Guidelines)
High-Impact Management Reports For Committees & Boards
- Daily Transaction Summary (Cash, Bank, Vouchers)
- Loan Disbursement & Recovery Trend & Collection Efficiency
- Deposit Growth Analysis (Source-wise) vs Withdrawal Patterns
- Interest Income vs Interest Paid
- Profitability by Branch/Service Unit
- Branch/Unit-wise Performance Scorecard
- Delinquency Rate Dashboard (PAR 30, 60, 90+)
- Board Meeting MIS Pack (Auto-compiled for review)
- Asset-Liability Mismatch Alerts
- Member Performance (Contribution, Borrowing, Voting)
- Budget vs Actual Analysis
Red Flag & Early Warning Reports
- Suspicious Transaction Detection (Cash > Limit, Repetitive Loans)
- Early Warning Signals (NPA Risk, Overexposure)
- Fraud Pattern Detection
- Audit Exception Tracker
- Cash Handling Limit Breach
- Unusual Activity Report (Backdated Entries, Inactive Accounts)
- Audit Observation & Rectification Status Report
System Capabilities
Auto-Scheduled Reports
Export Formats
Role-based Access
Regulatory Format
Dynamic Dashboards
Built for Cooperatives. Backed by Expertise.
➤ Passes audits with ease
➤ Gets faster bank loan sanctions
➤ Maintains internal control and transparency
➤ Empowers board members with real-time decision data
Custom Reports Available On Demand
Need a report unique to your state’s cooperative law or your bank's audit checklist? We offer:
Why Choose Shradha TechHub?
Here’s what makes us stand out in cooperative tech solutions:
Built by Experts
Built by experts in cooperative finance & banking.
100% Compliant
Fully compliant with RBI, NABARD, and State Cooperative Acts.
Automated Processes
End-to-end automation from books to compliance.
Real-Time Dashboards
Mobile-accessible dashboards for real-time monitoring.
Audit Trail History
Easy audit preparation with complete trail history.
Secure & Scalable
Hosted on trusted infrastructure with role-based access.