Accounting Reports & Audit Analysis for Cooperative Societies
At Shradha Techhub Pvt. Ltd., we specialize in delivering accurate, detailed, and real-time accounting reports tailored specifically for cooperative societies and credit unions. Our platform ensures your financial records are always compliant, audit-ready, and easy to interpret by both internal members and regulatory authorities.
AI-Powered Financial Reporting for Smarter Societies
From fraud detection to compliance scoring—get the reports and insights your society needs, instantly.
📋 Balance Sheet Reports
Auto-generated for any period; includes asset, liability, and equity positions.
📝 Income & Expenditure Reports
Tracks revenues, grants, and all operational expenses.
🔄 Cash Flow Statements
Segregated into operational, financing, and investing flows.
⚖️ Trial Balance
Real-time ledger accuracy with error detection.
🧾 Receipts & Payments Statement
Snapshot of all inward and outward cash/bank transactions.
👥 Member-wise Account Statements
Detailed views of member contributions, withdrawals, interest, and loans.
💵 Loan Ledger Reports
Track principal, interest, overdue accounts, and loan defaulters.
💹 Profit & Loss Summary
Multi-level comparison by department, month, or activity type.
🔎 Audit & Compliance Reports
Changed color to dark gray
Statutory Audit Reports
Auto-formatted for submission to Registrar of Cooperative Societies.
Internal Audit Reports
Includes audit logs, cross-checks, and reconciliation summaries.
Voucher Verification Logs
Identifies unverified or incorrectly posted transactions.
Transaction Audit Trail
Full tracking of every change with user and timestamp metadata.
Compliance Checklist Report
Based on Cooperative Act provisions, GST, TDS, and FCRA (if applicable).
Non-Conformity Log
Flags any deviations from accounting standards or cooperative laws.
Auditors can access dedicated auditor portals with role-based permissions to review ledgers, transaction history, and supporting documents.
🕵️♀️ Exceptional Reports & Fraud Detection
Doubtful Transactions Report
✔️ Multiple same-day loans to one member
✔️ High-value withdrawals without corresponding deposits
✔️ Transactions just below approval threshold (fraud flagging)
Suspicious Member Activity Report
✔️ Sudden large deposits or withdrawals
✔️ Frequent account adjustments
✔️ Overlapping beneficiary accounts
Duplicate Voucher/Invoice Detection
✔️ Automatically identifies and flags duplicate entries.
Unauthorized Access or Entry Logs
✔️ Monitors and logs any unauthorized attempts to access or modify data.
🚀 Performance Analysis & Insights
Year-over-Year Financial Trends
Understand growth or decline across all key accounts.
Budget vs Actual Report
Highlights overspending and underutilized funds.
Financial Ratios Dashboard
Includes liquidity, solvency, and operational efficiency.
Activity-Wise Profitability Reports
Know which services (e.g. thrift, loan, dairy) generate value.
Visual dashboards and reports help committees and members understand performance at a glance.
➰ Auto-Generated Governance & Improvement Indicators
🚩 Red Flag Summary Report
📋 Law & Regulation Compliance Scorecard
🤖 Improvement Suggestions Report (AI-Powered)
Automatically generated based on society data, suggesting:
⚜️ Exclusive Additions
Auditor’s Action Panel
Allow auditors to add remarks, flag entries, and request clarifications digitally.
AGM Financial Presentation Generator
One-click tool to convert reports into member-friendly visual slides.
Whistleblower Dashboard
Optional module for internal users to report anomalies anonymously.
Mobile App Access for Committee Members
On-the-go access to summary financials, compliance alerts, and notifications.
Offline Mode with Auto Sync
For societies in rural areas with intermittent internet access.
🔐 Secure, Transparent, and Compliant
🎯 Security Measures
- 256-bit encryption
- Audit trail encryption with role-based access
🏛️ Full Compliance With
- Multi-State Cooperative Societies Act (India)
- ICAAP, RBI Credit Norms (for financial cooperatives)
- IFRS & GAAP standards (for global cooperatives)
Data is encrypted end-to-end and stored securely on cloud servers with 24/7 access for authorized users.
📆 Periodic & On-Demand Reporting
Schedule monthly, quarterly, and annual reports automatically, or generate any report on-demand for audits, AGMs, or financial reviews.
🏆 Designed for Stakeholders
Whether you're a treasurer, auditor, committee member, or a regulator, our reports are designed for clarity, completeness, and auditability.
- Member-level reports
- Committee-level financial summaries
- Auditor dashboards
- Export-ready formats for regulators and banks
🔗 Integration & Automation
Our platform integrates seamlessly with: